Budgeting Done Right

Who has trouble budgeting as an adult?

If the answer to the question above is me which is most if us, here are some trips you can try.

Make a list. Make a list of everything you pay for through out the month that way you know what you are spending hits money on.

Once everything is organized then you knows exactly where your money is going . The next step would be to eliminate any unnecessary expenses. You do not need that Starbucks, facial ext every week, day, nor month.

Once you eliminate the unnecessary items organize in order of priority. If you are try to pay off credit cards you need to pay more on the balance to get rid of the one with the highest balance or with the highest interest.

Once that is done cut cost even more any chance you get. A friend of mine even went as far as to lower her cellphone plan to a lower one to save money. She lost her cellphone data/internet capability but saved a good amount.

Know what you are saving for. Is it for a car, a trio or simply to be better at budgeting. No matter what it is all possible.

The sacrifice is temporary until you reach your goals.